Ok, I was able to get your patch to finally work .. here is what I did, just in case someone else runs into this issue:
step 1: close Delphi 12.3
step 2: delete the "OSX64" folder from my project folder
step 3: made a copy of the FMX.TMSFNCCloudAI.pas file, applied the patch, and pasted that file into my project folder
step 4: start delphi, and deploy to mac .. and it now works
so .. things should be good once the new updates are released so I don't have to put the file in my project folder.
thanks for the help